Do you remember what you did with your first salary? Many of us find the savings option far-fetched, and we’ve thrown it away. Here we tell you how to leverage your money.
When you start make money The first thing that comes to your mind is spend it about what you’ve been wanting for so long. However, your decision could lead to an uncertain future.
“Start saving from your first Sunday” was recommended by José Antonio Ezquerra, director of Finamex Casa de Bolsa. Because in our country there is no culture of thrift or manage money properly, according to the CEO, most people who get an income don’t think about investing it. And for the most part, they measure the importance of this until they are have children, it was a time when saving was almost impossible.
Because 2050, the vast majority of today’s young population will 80 years old and there may not be enough retirement savings, while organizations could face a major crisis due to a lack of economic resources for A Hostel.
The problem worsened when we discovered that there was no financial education in Mexico, because of thinking based on false beliefs, since most were far away from the banks and liked to inform them, such as the so-called toilet.
About 45 million Mexicans do not save, Because 73% say their income is not enough to do so, according to the 2014 National Survey of Inclusive Finance of the National Institute of Geography and Statistics (Inegi).
Likewise, 19.8 million adults save informally and prefer to keep their money on the mattress, Inegi said.
So, José Antonio Ezquerra shares three points where you should invest your money today:
- Project This field includes issues such as travel, college, automobile, and real estate.
- Forecast. The manager advises you to save money in case of illness or accident.
- Retirement. Saving today will help you ensure your old age.
The National Commission for the Protection and Protection of Users of Financial Services (Condusef) recommends using official savings at authorized organizations, if you need to know which institution is accredited, Find out at National Banking and Securities Commission (CNBV).
Remember before investing you should consult an expert who can give you the best system according to your profiles and goals. In this regard, José Antonio Ezquerra said that “It’s worth it, but the most important thing is saving.”